I have been engaged for some years in an effort to reexamine Jeremy Siegel’s dual thesis: that over any long interval stocks will beat bonds, and likewise, that over long intervals stocks can be expected to deliver a real return on the order of 6.6%, doubling wealth every eleven years.…
On May 10th, I’ll be presenting my work on Roth conversions at Financialexpertsnetwork.com. I’ll be working through one of my spreadsheets during the presentation. It can be downloaded here: http://www.edwardfmcquarrie.com/wp-content/uploads/2022/05/Roth-conversion-worksheet-for-financial-experts-webinar.xlsx A similar worksheet was the focus of this Bogleheads forum: https://www.bogleheads.org/forum/viewtopic.php?f=10&t=358688. In that forum I work through quite a number…
I’ve written a paper titled, “When and for Whom Are Roth Conversions Most Beneficial?” It can be downloaded from ssrn.com here. [update 10/5/2021: I have started to revise this paper. A new spreadsheet is available for download here ] An example of the spreadsheets I used to explore conversion outcomes in…
The New York Times has launched a series titled, Scam or Not? A recent article in that series examined the ketogenic diet. Likewise, Julia Belluz, the excellent science reporter for Vox.com, published her recent assessment of research on ketogenic diets. A fair summary of both pieces might be, “yes there…
The presumption of this post is that you are a well-educated person, but an amateur in the scientific field of interest. That would be me in the case of ancient DNA, and what it tells me about my ancestors narrowly, and human history generally. I’ll assume you have read David…
The keto diet, sometime referred to as a “high fat, low carbohydrate diet,” was very helpful to me in my initial stages of weight loss. But I’ve come to think of keto as a transitional diet rather than a destination or steady state, which you must maintain indefinitely after achieving…
At some point in the mid-2000s, grazing entered the nutritional lexicon as an agent of weight control. It was intuitive: if you never let your stomach get too full, then you would stop putting on weight. Bulk in the diet, a full stomach, eating to satiety, was fingered as a…
“Super food” is a pop nutrition term, generally applied to the vegetable du jour (e.g., asparagus, avocado), or to some exotic tropical fruit of which you’ve never heard. The idea: there are some foods which are super-duper, a cut above, far more nutritious than most of what goes on your…
… now does that sound like a scam headline or what? All it needs is the obligatory, “using this one weird trick.” But I did not use any trick. I followed a procedure that required some discipline. And I may have benefited from a specific physiology consequent to my ethnicity.…
I thought I’d plunged a stake into the heart of the Roth beast with my Journal of Financial Planning article in 2008. But no. Even my favorite and most highly esteemed financial columnist, Jason Zweig of the Wall Street Journal, has succumbed to the siren song of Roth. Once more…